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Our Service

Our initial meeting is designed to be an introduction to Avenir and to determine how we can help you. We will go through our process for providing Lifestyle Financial Planning and discuss what is important to you. You will be invited to our offices for the initial meeting or, if more convenient, arrange the meeting at your office. Initial meetings come at no cost to our potential clients.

If after the initial meeting we reach agreement that our services will be of benefit to you then we will arrange a further meeting to collect some basic factual information about your current circumstances and discuss in more detail you needs and objectives. It can be useful at this point to have any existing policy details to hand. We will also have left with you an expenditure questionnaire for completion, the importance of which will be highlighted.

With these facts and figures and the notes from our discussions we can start the planning process. We use the Prestwood Financial Planning Software package to help at this stage. It is an extremely powerful piece of software that allows us to interpret many different scenarios and what effect they will have in the long term. With this we can show you what the future could hold and answer many “what if this happened” questions.

The financial models produced are designed to be client facing and we will often go through in some detail to ensure accuracy and completeness. A lot of our clients find that their financial models allow them to understand how their finances work as a whole, and can get quite involved. Indeed, this is their model.

Once we have agreed the financial strategy with our clients we can then match the right products to them. This can be a complex task, but we will take the pain out of it. We deal with the many product providers in the market place to get the information we require and make the applications. We will fully explain the products to our clients and often all they have to do is check through the applications and sign on the last page!

Finally we would conduct an over-view meeting to go through the personal financial plan and how our recommendations fir into this. We will then arrange the first regular review meeting, normally held every 12 moths, so that we can ensure the ongoing suitability of the strategy. This is a dynamic plan and will need to be changed as time goes by.